Product Documentation

Simplivo is a chat-first bookkeeping and financial operations product for small businesses. It helps businesses track business cashflow from chat by turning everyday messages, receipts, emails, and documents into structured financial records.

• Capture expenses, bills, invoices, payments, receipts, reminders, and reports — all from chat.
• Add salary tracking, email ingestion, multi-currency, and detailed reports as your business grows.
• Run the day-to-day work in chat. Use the web panel for onboarding, settings, and admin.

Simplivo is a bookkeeping and cashflow assistant. It captures, organizes, and reports the day-to-day money side of your business — and works alongside your accountant for tax filing, payroll execution, and formal accounting work.

Many small businesses do not struggle because they lack software. They struggle because financial activity happens in chats, memory, receipts, PDFs, and emails, while the actual record gets delayed until later.

• A transaction happens
• Someone plans to record it later
• The information stays scattered across messages, documents, or inboxes
• Visibility gets weaker and reporting gets harder

Simplivo closes that gap by letting you record, organize, and query transactions where the work already happens: chat.

• Owner-led businesses
• Small teams that already work heavily in chat
• Businesses that want speed and visibility without learning a new finance tool
• Anyone who wants bookkeeping and follow-through in one place

• Record expenses in plain language
• Track bills and payables
• Record payments against bills
• Track vendors and payment sources
• Handle recurring obligations and reminders

• Create invoices and receivables
• Track customers and balances
• Record incoming payments
• Track income and outstanding amounts

• Ask for cashflow snapshots and status updates
• See overdue and outstanding items
• Look up transactions and entities from chat
• Generate accountant-ready reports and exports

• Natural language text input
• OCR for receipts, bills, invoices, and PDFs
• Email-assisted ingestion for financial documents
• Attachments and record-linked document context

• Record salary payments and advances
• Track employee-related transactions
• Use multi-currency support
• Generate detailed reports and handle higher volumes on larger plans

1. A user sends a message, receipt, or document through a supported channel.
2. Simplivo interprets the message, reads the document if needed, and asks follow-up questions when details are missing.
3. The activity becomes a structured financial record.
4. That record stays connected to reminders, balances, reports, and related document context.

You get speed and structure at the same time, instead of having to pick one.

• Fastest path to value
• Managed private environment
• Less infrastructure responsibility
• AI usage included in cloud pricing

• Starter: 1 user, core chat bookkeeping, 500 actions per month, limited document ingestion, and 4 core reports
• Team: 5 users, the complete bookkeeping workflow, 2,500 actions per month, full document handling, and all 13 core reports
• Operations: unlimited users, everything in Team plus employee and salary workflows, 7,500 actions per month, 300 documents per month, and all 14 reports

• You want full control over where Simplivo runs
• You are comfortable operating your own server
• You would rather run Simplivo on your own infrastructure than on managed cloud

• Deployment rights
• Standard installation package
• Documentation
• One year of updates and support included
• Lifetime use of the installed version
• Bring your own OpenRouter-compatible AI provider and API key

After the first year, your installed version keeps working. You can optionally renew updates and support for another year, while AI provider charges remain separate from the license.