Everything you need to track expenses, bills, invoices, and payments from chat.
Capture expenses, bills, invoices, and payments. Snap receipts. Set reminders. Pull reports. All from the same chat your business already runs in.
A bookkeeping and cashflow assistant that works alongside your accountant.
Money Flow
Record money in and out the moment it happens — before it gets lost in chat history, email, or a pile of receipts.
Expenses
Message what you spent and Simplivo creates a structured record. It asks follow-ups when details are missing.
Bills and payables
Track what you owe, when it's due, and whether it's been paid — all from a single message.
Invoices and receivables
Create invoices, track what's outstanding, and know exactly who owes you money.
Payments
Record payments against bills and invoices so balances stay current and nothing slips through.
Salary activity
Track salary payments and advances right alongside the rest of your bookkeeping.
Capture and Ingestion
Money does not only show up as messages. Simplivo also reads receipts, invoices, bills, and forwarded emails — and turns each one into a structured record.
Natural language input
No forms. No dropdowns. Just type what happened in plain language and Simplivo does the rest.
Receipt and document OCR
Snap a photo of a receipt, invoice, or bill. Simplivo reads it, extracts the details, and asks you to confirm.
Email ingestion
Forward financial emails and Simplivo pulls out invoices, bills, statements, and other financial documents automatically.
Attachment linking
Every record stays connected to the original receipt, document, or message so you always have the context and evidence.
Visibility and Reporting
Ask in chat and get a real answer — cashflow, unpaid bills, overdue invoices, vendor history.
Cashflow visibility
Ask “how did this month look?” and get a summary of money in, money out, and what's still outstanding.
Aging and outstanding items
See every unpaid bill and overdue invoice at a glance. Know exactly what needs attention.
Search anything
Look up transactions by vendor, customer, employee, date, or amount directly from chat.
Accountant-ready reports
Generate cashflow summaries, AR/AP aging, expense breakdowns, salary reports, and exportable spreadsheets without rebuilding everything by hand.
Follow-Through
Recording the transaction is only the start. Simplivo also reminds you, chases what is overdue, and keeps recurring items on schedule.
Reminders
Set reminders for due dates, overdue invoices, and recurring financial tasks. Simplivo nudges you in chat.
Recurring items
Track rent, subscriptions, and regular vendor payments without re-entering them every month.
Operational memory
Simplivo remembers your vendors, categories, and preferences so repeat transactions take less effort over time.
Scheduled check-ins
Get periodic prompts to review outstanding items, catch up on entries, or confirm recurring activity.
Business Entities
Every transaction is linked to the people and businesses involved, so the records stay useful over time.
Vendors
See who you owe, what's outstanding, and the full history of every vendor relationship.
Customers
Track customer balances, outstanding invoices, and payment history in one place.
Employees
Manage employee records, salary payments, and advances alongside the rest of your bookkeeping.
Smart entity matching
Mentions like “Acme Corp,” “acme,” and “ACME LLC” in different messages all link back to the same vendor.
Controls and Trust
Built for real business operations — with the audit trail, admin controls, and confirmation flows to match.
Full audit trail
Every transaction, edit, and action is logged so you can verify what happened later.
Admin controls
Manage settings, access, and visibility from a straightforward admin layer.
Confirmation flows
High-stakes actions get a confirmation step before they go through, reducing accidental mistakes.
Private environments
Every cloud customer gets their own isolated environment. Your data is not mixed with anyone else’s.
Channels
WhatsApp and Telegram are the main way you will work with Simplivo. Email and the web panel handle the supporting jobs.
Your team already lives in WhatsApp. Now bookkeeping happens there too.
Telegram
Prefer Telegram? Everything Simplivo does on WhatsApp works on Telegram too.
Email capture
Forward invoices, bills, and statements by email and let Simplivo process them automatically.
Admin panel
Handle setup, settings, and visibility from the web while day-to-day work stays in chat.